Get a Free Bankruptcy Evaluation

Are you considering filing for bankruptcy, but are unsure if you fit the criteria? Remove all of the uncertainty quickly and easily by using our free Bankruptcy evaluation tool today. With no obligation and a quick response, it could be the smartest thing you do this year.

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Find out if bankruptcy is an option for you easily

Why Trust bankruptcy.help
Benefits That Meet Your Needs

Convenient

Our clients and their welfare will always be the number one priority, and every aspect of the business revolves around you. All of our processes have been developed to be simple to follow, and the vast majority can be completed from the privacy of your home.

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Any appointments which are required will be arranged to suit your needs, whether that is in the early morning, late evening, or at the weekend. Our staff will go out of their way to assist you, and reduce the burden of stress and worry you are feeling. Once you join the Bankruptcy.Help family, you will have support, compassion, understanding and will no longer be facing the future alone. 

Simple

There is no need to make things complicated; your mind is already working overtime, worrying about how you and your family will cope, so the last thing you need is a long list of confusing forms to fill out on your own. We have swept away all of the complex processes,

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 written the paperwork in straightforward everyday English, and our team will complete all of the paperwork for you. All that you need to do is sign it; we have thought of everything; it could not be simpler. However, to ensure there is no confusion or complications, our team will also go through the paperwork with you to ensure you understand every aspect of the agreement. Filing for bankruptcy can and is one of the toughest things anyone will ever face in life, but at Bankruptcy.Help we aim to make it as simple and hassle-free as possible. Your only regret will be not contacting us sooner.

Affordable

Anyone who is facing bankruptcy is struggling financially and needs to reduce their expenditure drastically. At Bankruptcy.Help, we are here to help you, to solve your problems, rather than create more, and so we offer some of the most competitive rates

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 within the industry. There are no hidden charges, and all of our fees are clearly displayed on the website and in any paperwork we send you. Honesty and integrity are the foundations upon which Bankruptcy.Help was built.

Anyone facing the possibility of bankruptcy will be experiencing high levels of stress, anxiety, and fear. Life changing decisions should be made with logic, not emotion, which is where the team at Bankruptcy.Help excels. We are focused on ensuring that our clients receive the best impartial advice possible, and having helped thousands of other families previously, we understand exactly how scared you are. Whatever situation you are currently facing, there is a solution and Bankruptcy.Help is the team to help you find it.

Get Relief in 3 quick steps
Fast & transparent process.

  • 1

    Check Your Rates Simply And Conveniently

    It is impossible to make any decisions in life without knowing the facts, which is why Bankruptcy.Help has developed our simple and straightforward rate checker. You can find out easily if you are a candidate for bankruptcy, and perhaps just as important if we are the company for you. Answer a couple of very simple questions, and our experts will asses your situation efficiently! You will have the information and assurance you need to make that all important decision.

  • 2

    Accept the Terms Online

    Once you have seen our rates and decided to utilize the services of Bankruptcy.Help, the next thing to decide is which type of Bankruptcy best suits your requirements. We lay out the different types of bankruptcy options, such as Chapter, 7, 11, and 13, and we are also available to discuss your options either on the phone or in person. Once you are ready to move forward, you can accept the terms and conditions online; we don’t expect or need you to visit our premises.

  • 3

    Free The Shackles And Move Forward With The Rest Of Your Life

    Whether you decide to use our services, or consult with a bankruptcy lawyer, spending a couple of minutes on our website could literally transform your life. With nothing to lose and everything to gain, invest five minutes of your time in finding out whether you meet the requirements to file for bankruptcy, and then decide if it is the right decision for you. Today could quite literally be the first day of the rest of your life.

Checking your rate will not affect your Credit Score

Why People are saying
about Bankruptcy.help

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Bankruptcy.Help does precisely what the name suggests. Their team is friendly, show a lot of empathy and understanding, and never once did they make me feel stupid or dumb.
They assured us that there was a future for us, and I am writing this today from a position of strength. I cannot believe how much my life has changed since I contacted Bankruptcy.Help, and I can honestly say that I do not think any other company has ever, or will ever have such a positive impact on my life.

Tony Smith

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After our business collapsed, our financial situation deteriorated quicker than I could ever have imagined. Initially, I buried my head in the sand, convinced that something would come up, but then the phone calls started, debt collectors seemed to be on my doorstep every day, and life got very scary. In an act of desperation, I turned to Bankruptcy.Help to see what my options were. To say they were brilliant would be an understatement. They explained everything to my wife and me, they walked us through the process, and they were with us every step of the way. If you are reading this testimonial today and considering contacting Bankruptcy.Help, our advice would be to stop reading and complete the form. It was one of the best decisions my wife and I have ever made, and it feels so good knowing that all of that hassle, stress, and worry is in the rearview mirror.

Margarita Billy

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I have never written a testimonial in my life; in fact, I have never felt the need, until I used Bankruptcy.Help. It is hard to explain just how bad life was a few short months ago, but now with the support and guidance of Bankruptcy.Help I look forward to waking up every morning. Filing for bankruptcy is not a pleasurable experience or one that I would recommend, but all I can say is that it gave me my life back. I cannot thank Bankruptcy.Help enough for their dedication and support.

James White

Questions? We're here to help

+1 888 779 6899

Providing Bankruptcy Help in the United States for more than 10 years

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Frequently Asked Questions

How Much Does It Cost To File For Bankruptcy?

There usually are court costs associated with filing for bankruptcy, and the costs will vary depending on the type of bankruptcy, and your current financial situation. At the time of writing, the cost of filing for a Chapter 7 Bankruptcy is $306 and for a Chapter 13 Bankruptcy $281. Some courts may also charge an additional administration fee. The good news is that in most cases, it is possible to pay the filing fee in installments. Some courts may also waive the filing fee for a Chapter 7 Bankruptcy if you can demonstrate that your income is below a certain level, and the court decides not to allow you to pay the filing fee in installments. Whether you use a company like Bankruptcy.Help or an attorney, there will be additional fees payable, and it is standard practice to pay upfront for those services, particularly in the case of a Chapter 7 Bankruptcy.

If I Am Declared Bankrupt Does That Mean That All Of My Debts Are Discharged?

It is a common misconception, that once someone is declared bankrupt that all of their debts are discharged, but this is not the case. The first thing to be aware of is that bankruptcy will not cover any debts which were incurred after you filed for bankruptcy, and which were not mentioned during the filing process. There are other debts that are not covered by bankruptcy. These include but are not limited to

• Student Loans
• Any Fines That Are Owed To A Government Unit Such As A City or State
• Any Outstanding Debts For Income or Property Taxes
• Child Support or Alimony Debts
• Any Fines You Have Received As Part of a Criminal Prosecution

Debts that you have obtained fraudulently may not be discharged. For example, if before filing for bankruptcy, and knowing that this was your intention, you decide to go on a spending spree with your credit card, spending money on a vacation, then this may be considered fraud if it can be proven that you had no intention to pay the debt.

What Are The Different Types Of Bankruptcy?

In total, there are four different types of bankruptcy available to individuals, and each has specific conditions that must be met.

Chapter 7 - Perhaps the most well known and severe type of bankruptcy. This typically takes between two and three months and involves the sale of your residential property to pay off your debts.
Chapter 11 - A highly complicated process, predominantly targeted towards business debtors, but in some instances, it may be suitable for individuals with substantial debts and assets.
Chapter 12 - A type of bankruptcy very similar to Chapter 13, but exclusively available to family farmers and fishermen.
Chapter 13 - A court-supervised repayment plan which is designed to repay an agreed percentage of your total debt, over a period between 3 and 5 years.

Chapter 7 and Chapter 13 are the most frequently used options; Chapter 13 is preferable in most situations, as it enables the person filing for bankruptcy to retain their property, versus Chapter 7 where they must sell it to clear their debts.

Will Filing For Bankruptcy Mean I Can Never Obtain Credit Again?

The fact that you have filed for bankruptcy will be registered on your credit report. If you filed for a Chapter 7, then it will remain on the file for ten years, and for seven years if you filed for section 13. However, although obtaining credit will initially be more challenging, it will not prevent you from ever obtaining credit again in the future.

What Is The Main Purpose and Benefit of Filing For Bankruptcy?

There are probably hundreds if not thousands of reasons why any honest hard-working individual could find themselves in financial difficulty. The bankruptcy laws were designed to provide people with a second chance, and a fresh start. On the other side of the equation, the laws were also intended to ensure that all creditors are treated equally. Once the bankruptcy process is complete, your creditors are prevented from trying to collect any outstanding debts, and as a consequence, you are then able to move forward with your life.

What Is A Discharge?

When a debt is said to be discharged, the debtor is no longer legally obligated to repay the debt, and the creditor is prohibited from trying to enforce payment. It is essential to understand that if someone else co-signed on an agreement, they would remain liable for the debt. Finally, if the debt was a secured loan, where you agreed to use property as collateral for the loan, then your creditor may still be entitled to repossess the property, should you not repay the loan. In situations like this, you are advised to speak to our friendly customer service team who will be able to provide you with the correct advice or provide you with the details of a bankruptcy lawyer.