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"Rated Excellent"

Based on 5 star reviews

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Why Trust Bankruptcy Help

Benefits That Meet Your Needs

Convenient

Our clients and their welfare will always be the number one priority, and every aspect of the business revolves around you. All of our processes have been developed to be simple to follow, and the vast majority can be completed from the privacy of your home.

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Any appointments which are required will be arranged to suit your needs, whether that is in the early morning, late evening, or at the weekend. Our staff will go out of their way to assist you, and reduce the burden of stress and worry you are feeling. Once you join the Bankruptcy Help family, you will have support, compassion, understanding and will no longer be facing the future alone. 

Simple

There is no need to make things complicated; your mind is already working overtime, worrying about how you and your family will cope, so the last thing you need is a long list of confusing forms to fill out on your own. We have swept away all of the complex processes,

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 written the paperwork in straightforward everyday English, and our team will complete all of the paperwork for you. All that you need to do is sign it; we have thought of everything; it could not be simpler. However, to ensure there is no confusion or complications, our team will also go through the paperwork with you to ensure you understand every aspect of the agreement. Filing for bankruptcy can and is one of the toughest things anyone will ever face in life, but at Bankruptcy Help we aim to make it as simple and hassle-free as possible. Your only regret will be not contacting us sooner.

Affordable

Anyone who is facing bankruptcy is struggling financially and needs to reduce their expenditure drastically. At Bankruptcy Help, we are here to help you, to solve your problems, rather than create more, and so we offer some of the most competitive rates

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 within the industry. There are no hidden charges, and all of our fees are clearly displayed on the website and in any paperwork we send you. Honesty and integrity are the foundations upon which Bankruptcy Help was built.

Anyone facing the possibility of bankruptcy will be experiencing high levels of stress, anxiety, and fear. Life changing decisions should be made with logic, not emotion, which is where the team at Bankruptcy Help excels. We are focused on ensuring that our clients receive the best impartial advice possible, and having helped thousands of other families previously, we understand exactly how scared you are. Whatever situation you are currently facing, there is a solution and Bankruptcy Help is the team to help you find it.

What People are saying
about Bankruptcy Help

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Bankruptcy Help does precisely what the name suggests. Their team is friendly, show a lot of empathy and understanding, and never once did they make me feel stupid or dumb.
They assured us that there was a future for us, and I am writing this today from a position of strength. I cannot believe how much my life has changed since I contacted Bankruptcy Help, and I can honestly say that I do not think any other company has ever, or will ever have such a positive impact on my life.

Tony Smith

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After our business collapsed, our financial situation deteriorated quicker than I could ever have imagined. Initially, I buried my head in the sand, convinced that something would come up, but then the phone calls started, debt collectors seemed to be on my doorstep every day, and life got very scary. In an act of desperation, I turned to Bankruptcy Help to see what my options were. To say they were brilliant would be an understatement. They explained everything to my wife and me, they walked us through the process, and they were with us every step of the way. If you are reading this testimonial today and considering contacting Bankruptcy Help, our advice would be to stop reading and complete the form. It was one of the best decisions my wife and I have ever made, and it feels so good knowing that all of that hassle, stress, and worry is in the rearview mirror.

Margarita Billy

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I have never written a testimonial in my life; in fact, I have never felt the need, until I used Bankruptcy Help. It is hard to explain just how bad life was a few short months ago, but now with the support and guidance of Bankruptcy Help I look forward to waking up every morning. Filing for bankruptcy is not a pleasurable experience or one that I would recommend, but all I can say is that it gave me my life back. I cannot thank Bankruptcy Help enough for their dedication and support.

James White

Questions? We're here to help

Providing Bankruptcy Help in the United States for more than 10 years

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Frequently Asked Questions

There usually are court costs associated with filing for bankruptcy. The costs will vary depending on the type of bankruptcy, and your current financial situation. At the time of writing, the cost of filing for a Chapter 7 Bankruptcy is $306 and for a Chapter 13 Bankruptcy $281, . Yet, some courts may also charge a more administration fee. The good news is that in most cases, it is possible to pay the filing fee in installments. Some courts may also waive the filing fee for a Chapter 7 Bankruptcy if you can prove that your income is below a certain level. And the federal courts decide not to allow you to pay the filing fee in installments.

Whether you use a company like Bankruptcy Help or an attorney, there will be additional costs or monthly payments involved including attorney fees, and it is standard practice to pay upfront for those services, particularly in a Chapter 7 Bankruptcy case.

It is a common misconception, that once individual debtors are declared bankrupt, all their debts are discharged. But, this is not the case. The first thing to be aware of is that bankruptcy will not cover any debts which were incurred after you filed for bankruptcy. And which were not mentioned during the filing process. Second, there are other debts that are not covered by bankruptcy. These include but are not limited to
 
• Student Loans
• Any Fines That Are Owed To A Government Unit Such As A City or State
• Any Outstanding Debts For Income or Property Taxes
• Child Support or Alimony Debts
• Any Fines You Have Received As Part of a Criminal Prosecution
• Depending on if you filed Chapter 7 or Chapter 13, the options for your car loan may vary.
 
Debts that you have obtained may not be discharged. For example, if before filing for bankruptcy, and knowing that this was your intention. You decide to go on a spending spree with your credit card, spending money on a vacation. Then this may be considered fraud afterward if it can be proven that you had no intention to pay the debt.
Bankruptcy filings are regulated by Federal law, but certain aspects of Bankruptcy Help law and procedure can also take effect. In total, there are four different types of bankruptcy available to individuals, and each has conditions that must be met.
 
Chapter 7 - The most well known and severe type of bankruptcy. This takes between two and three months and involves the sale of your residential property to pay off your debts. Chapter 11 - A complicated process, targeted towards business debtors, but for instance. It may be suitable for individuals with many debts and assets. Chapter 12 - A type of bankruptcy very like Chapter 13, but only available to family farmers and fishermen. Chapter 13 - A court-supervised repayment plan which is designed to repay an agreed percentage of your total debt, over a period between 3 and 5 years. All cases in Chapter 13 refer to a form of payment plan. You will first have to test the number of loans you would repay as well as the money you wish to keep to decide the payment plans.
 
Chapter 7 and Chapter 13 plans are the most used options; it is preferable to file a Chapter 13 in any case. As it enables the person filing for bankruptcy Bankruptcy Help to keep their property, versus Chapter 7 where they must sell it to clear their debts.

Chapter 7 - Perhaps the most well known and severe type of bankruptcy. Typically, this takes between two and three months and involves the sale of your residential property to pay off your debts.
Chapter 11 - A highly complicated process, predominantly targeted towards business debtors, but for instance, it may be suitable for individuals with substantial debts and assets.
Chapter 12 - A type of bankruptcy very similar to Chapter 13, but exclusively available to family farmers and fishermen.
Chapter 13 - A court-supervised repayment plan which is designed to repay an agreed percentage of your total debt, over a period between 3 and 5 years. All cases in Chapter 13 refer to a form of payment plan. You will first have to evaluate the amount of loans you would repay as well as the money you wish to retain in order to decide the payment plans.

Chapter 7 and Chapter 13 plans are the most frequently used options; it is preferable to file a Chapter 13 in any case, as it enables the person filing for bankruptcy Bankruptcy Help to retain their property, versus Chapter 7 where they must sell it to clear their debts.

The fact that you have filed for bankruptcy will be registered on your credit report. Once you filed for Chapter 7, then it will remain on the file for ten years, and for seven years if you filed for section 13. But, although obtaining credit will be more challenging, it will not prevent you from ever obtaining credit again in the future. So, before filing for bankruptcy, it is important that you seek help and legal advice.

There are hundreds or thousands of reasons why an honest worker might be in financial difficulty. The federal bankruptcy laws were designed to provide people with a second chance, and a fresh start. You can use the Bankruptcy Help bankruptcy exemptions or the exempt property law to protect things that you will need to work and live. So, Bankruptcy Help laws were also intended to ensure that all creditors are treated. Once you've finished the bankruptcy process, your creditors won't collect outstanding debts. And as a consequence, you are then able to move forward with your life.

Dischargeable debts are debts that can be eliminated after an individual file for bankruptcy. When a debt is said to be discharged, the debtor is no longer obligated to repay the debt, and the creditor is prohibited from trying to enforce payment. Need to understand that if someone else co-signed on an agreement, they would remain liable for the debt. Also, if the debt was a secured loan, where you agreed to use the property as collateral for the loan. Then your creditor may still be entitled to repossess the property, should you not repay the loan. If this is the case, it is best to talk to our helpful customer service team who will give you the right advice or information from a bankruptcy lawyer.

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